TITLE EXAM & ABSTRACTING
SERVICES

INNOVATIVE TITLE SOLUTIONS™' COMMITMENT

At Innovative Title Solutions™ we provide you with detailed and accurate residential and commercial title exams from experienced local examiners right here in Georgia. Our abstracts are easy to read and completely customizable to fit your preferences and needs, you can even customize your copy preferences.

We are a local company, and we pride ourselves on our prompt response times and friendly customer services. At Innovative Title Solutions™ you aren’t a number, and your exams aren’t being created on an assembly line. Get in touch with us today to discover more.

WHAT IS A TITLE EXAM

The title exam is an accumulation of research through public records designed to create a detailed picture regarding ownership of a specific property. Title exams may be completed for residential or commercial property sales, foreclosure proceedings, refinances, and various other reasons. After the research is completed, the information acquired is reviewed and combined to confirm all necessary documents are present to provide an accurate report on the background of the property.

WHAT IS A TITLE ABSTRACT?

The title abstract is a detailed summary report documenting ownership events regarding a specific property which includes the title exam. The abstract may include information about legal interest and ownership, easements, loans or mortgages, liens against the property, taxes and more.

WHY DO YOU NEED A TITLE ABSTRACT IN GEORGIA?

Having a complete history or abstract of the parcel of property in question is required in the state of Georgia to confirm that the title on the property is marketable and to obtain title insurance. The abstract is used to identify who legally owns the property and if there are any issues that may affect the owner or lender on the transaction following closing. Unidentified claims of ownership, tax issues, liens, restrictive covenants, easements and boundary line agreements are just a few issues that may need to be addressed.

If the current owner has unpaid Taxes or HOA dues, there could be liens issued against the property that will affect the new property owner. Restrictive covenants may hinder the buyer from using the property in the way it was intended. Having the facts up front can help you avoid significant headaches and stress in the future.

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WHAT IS INCLUDED IN A GEORGIA TITLE EXAM?

Vesting Deed: showing the current owner of the property and how ownership of title was taken

Chain of Title: showing a series of conveyances or transfers in ownership of title from the current owner and back through a specified period.

Open Deeds: Security Deeds indicating debts owned that are secured by the property

Assignments: showing the transfer of ownership of a mortgage from the current owner of the mortgage to a new lender.

Modifications: showing revisions or changes made to the terms of the existing security deed

Liens & Judgments: including judgment liens, mechanics liens, tax liens, municipal means, pending litigation and more that could affect the marketability of the property

Easements: showing grants, reservations or agreements with others regarding the use of the property.

Restrictive or Protective Covenants: indicating how the land can and cannot be used

Plat Maps: showing the location and boundaries of the property

Property Tax Bills and Tax Assessments: showing property information, tax payment history, assessed values and tax exemptions currently being applied to the annual tax bill.

OFAC / Patriot Search: showing any names flagged or sanctioned by the US Treasury Department.

Georgia Public announcements: showing any announcements made locally regarding foreclosure of the property, public sales, tax sales, etc.